The STUDIA UNIVERSITATIS BABE┼×-BOLYAI issue article summary

The summary of the selected article appears at the bottom of the page. In order to get back to the contents of the issue this article belongs to you have to access the link from the title. In order to see all the articles of the archive which have as author/co-author one of the authors mentioned below, you have to access the link from the author's name.

 
       
         
    STUDIA OECONOMICA - Issue no. 3 / 2011  
         
  Article:   THE RELATIVE EFFICIENCY OF BANKS IN LENDING AND BORROWING: EVIDENCE FROM DATA ENVELOPMENT ANALYS.

Authors:  GERT VAN DER WESTHUIZEN.
 
       
         
  Abstract:  

DEA is used to estimate the relative technical, allocative, cost and scale efficiency of the four largest South African banks over a period of sixteen years. Two models are applied to determine whether there is a difference in the efficiency with regard to the lending and borrowing activities of the banks. On average, three banks were more technical efficient, all four banks more allocative efficient, and three banks more cost efficient in the borrowing activities (deposits). To a large extent, the banks were operating at increasing returns to scale, meaning that they were operating at a scale that was too small.

JEL Classification: C50, C61, D24, G21, L21

Keywords: Data Envelopment Analysis, Bank efficiency, Bank performance, Bank lending and borrowing

 
         
     
         
         
      Back to previous page